O’Reilly Automotive
O’Reilly Automotive, Inc. · SPRINGFIELD, MO · ORLY (Nasdaq) · Retail trade · sponsor EIN 27-4358837 · 1 plan with Schedule H financials, latest plan year 2024
plan sponsor as filed: O'reilly Automotive, Inc.; SEC registrant: O Reilly Automotive Inc.
Plan terms
Quoted from O’Reilly Automotive, Inc.'s SEC filing covering the period ended 2025-12-31. The figures on this page cover the plan year ended 2024-12-31, a different period: terms may have changed between the two. The plan document governs; these are the filing's own words.
Employer match
“The Plan provides for a Company match of 100% of the first 2% of each participant’s voluntary contribution and 25% of the next 4% of each participant’s voluntary contribution, funded in conjunction with the employee contribution.”
As stated in O’Reilly Automotive, Inc.'s Form 11-K filed 2026-06-26, for the period ended 2025-12-31 (SEC): source document; plan description note, contributions section.
Vesting
“Employer contributions, and earnings on employer contributions, vest based on years of service with the Company at a rate of 33% per year from years two through four and are 100% vested after four years of service.”
As stated in O’Reilly Automotive, Inc.'s Form 11-K filed 2026-06-26, for the period ended 2025-12-31 (SEC): source document; plan description note, vesting section.
Automatic enrollment
“Eligible team members are automatically enrolled in the Plan at a contribution rate of 2% of their annual eligible compensation.”
As stated in O’Reilly Automotive, Inc.'s Form 11-K filed 2026-06-26, for the period ended 2025-12-31 (SEC): source document; plan description note, contributions section.
O'REILLY AUTOMOTIVE, INC. PROFIT SHARING AND SAVINGS PLAN
Plan year 2024-01-01 to 2024-12-31 · $1,865,599,841 in assets · 70,527 participants with a balance · >$1B bucket, single-employer · plan number 002
At a glance
Recordkeeping fees per participant (headline)
$40.69
higher than 66% of the 790 plans of similar size (>$1B) that report it
= recordkeeping_fees / participants_with_balance. Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250929142447NAL0010970097001, received 2025-09-29 · participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250929142447NAL0010970097001, received 2025-09-29
Administrative expenses excluding investment management, per participant
$42.02
higher than 45% of the 1,045 plans of similar size (>$1B) that report it
= admin_excl_invmgmt / participants_with_balance. derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250929142447NAL0010970097001, received 2025-09-29 · participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250929142447NAL0010970097001, received 2025-09-29
Administrative expenses per participant
$44.57
higher than 25% of the 1,076 plans of similar size (>$1B) that report it
= admin_expenses / participants_with_balance. Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250929142447NAL0010970097001, received 2025-09-29 · participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250929142447NAL0010970097001, received 2025-09-29
Administrative expenses as a share of assets
0.168%
higher than 97% of the 1,076 plans of similar size (>$1B) that report it
= admin_expenses / assets_eoy. Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250929142447NAL0010970097001, received 2025-09-29 · assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250929142447NAL0010970097001, received 2025-09-29
Employer contributions per participant
$738
higher than 3% of the 1,135 plans of similar size (>$1B) that report it
= employer_contrib / participants_with_balance. Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250929142447NAL0010970097001, received 2025-09-29 · participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250929142447NAL0010970097001, received 2025-09-29
Employer share of total contributions
26.7%
higher than 28% of the 1,135 plans of similar size (>$1B) that report it
= employer_contrib / total_contrib. Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250929142447NAL0010970097001, received 2025-09-29 · total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250929142447NAL0010970097001, received 2025-09-29
Percentiles compare this plan with the Schedule H plans of the same asset bucket and plan year, excluding final filings; a percentile is shown only where at least 50 comparable plans report the figure. The match formula is not in the filing; only amounts are shown.
Plan features
2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 2E profit-sharing · 3D IRS pre-approved plan Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250929142447NAL0010970097001, received 2025-09-29
Service providers paid directly by the plan
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL (recordkeeper) | RECORDKEEPER | 37 Participant loan processing; 60 Sub-transfer agency fees; 64 Recordkeeping fees; 65 Account maintenance fees; 71 Securities brokerage commissions and fees; 99 Other fees | $2,871,343 | yes |
| FINANCIAL ENGINES | ADVISOR | 27 Investment advisory (plan) | $179,488 | no |
| CAPFINANCIAL PARTNERS, LLC | INVESTMENT ADVISOR | 27 Investment advisory (plan) | $92,049 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250929142447NAL0010970097001, received 2025-09-29.
Full record
| Field | Value | Source |
|---|---|---|
| Plan sponsor | O'REILLY AUTOMOTIVE, INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Plan name | O'REILLY AUTOMOTIVE, INC. PROFIT SHARING AND SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Sponsor EIN / plan number | 27-4358837 / 002 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Sponsor location | SPRINGFIELD, MO | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Industry (business code) | 441300, Retail trade | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Filing received | 2025-09-29 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Participants, beginning of year | 87,528 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Active participants | 80,513 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Participants, end of year | 91,899 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Participants with an account balance | 70,527 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Total assets, beginning of year | $1,620,715,461 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Total assets, end of year | $1,865,599,841 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Net assets, end of year | $1,865,599,841 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Total income | $457,008,102 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Net income | $244,884,380 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Employer contributions | $52,042,714 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Participant contributions | $134,327,298 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Other contributions (incl. rollovers) | $8,674,566 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Total contributions | $195,044,578 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Benefit payments | $208,761,672 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Total expenses (incl. benefit payments) | $212,123,722 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Total administrative expenses | $3,143,166 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Contract administrator fees | $2,100 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Recordkeeping fees | $2,869,527 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| IQPA audit fees | $0 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Investment advisory and management fees | $179,488 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Administrative expenses excluding investment management | $2,963,678 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Held in master trusts | $0 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Held in common/collective trusts | $1,091,988,407 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Held in mutual funds | $149,134,964 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250929142447NAL0010970097001, received 2025-09-29 |
| Independent auditor | ERNST & YOUNG LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250929142447NAL0010970097001, received 2025-09-29 |
What changed since the 2023 plan year
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $1,620,715,461 | $1,865,599,841 | 15.1% |
| Participants with a balance | 67,371 | 70,527 | 4.7% |
| Administrative expenses | $2,856,073 | $3,143,166 | 10.1% |
| Recordkeeping fees per participant | $38.95 | $40.69 | 4.5% |
| Employer contributions | $87,301,601 | $52,042,714 | -40.4% |
Prior filing 20241014083231NAL0013012435001, received 2024-10-14; the plan years are contiguous.
Alerts, claims and corrections
Sponsor name as filed: O'REILLY AUTOMOTIVE, INC.; SEC registrant: O REILLY AUTOMOTIVE INC (CIK 898173, matched by EIN; display name from the Form 11-K cover).