Kroger

The Kroger Co. · CINCINNATI, OH · KR (NYSE) · Retail trade · sponsor EIN 31-0345740 · 2 plans with Schedule H financials, latest plan year 2024

SEC registrant: Kroger Co.

Largest plan: THE KROGER CO. 401(K) RETIREMENT SAVINGS ACCOUNT PLAN

$11,809,161,000 in assets · 149,880 participants with a balance · plan year 2024-01-01 to 2024-12-31 · full record

Recordkeeping fees per participant (headline)
$18.17
higher than 22% of the 790 plans of similar size (>$1B) that report it
= recordkeeping_fees / participants_with_balance. Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251013091809NAL0000917441001, received 2025-10-13 · participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13
Administrative expenses excluding investment management, per participant
$21.63
higher than 19% of the 1,045 plans of similar size (>$1B) that report it
= admin_excl_invmgmt / participants_with_balance. derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251013091809NAL0000917441001, received 2025-10-13 · participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13
Administrative expenses per participant
$21.63
higher than 9% of the 1,076 plans of similar size (>$1B) that report it
= admin_expenses / participants_with_balance. Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013091809NAL0000917441001, received 2025-10-13 · participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13
Administrative expenses as a share of assets
0.027%
higher than 27% of the 1,076 plans of similar size (>$1B) that report it
= admin_expenses / assets_eoy. Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013091809NAL0000917441001, received 2025-10-13 · assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251013091809NAL0000917441001, received 2025-10-13
Employer contributions per participant
$1,850
higher than 14% of the 1,135 plans of similar size (>$1B) that report it
= employer_contrib / participants_with_balance. Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013091809NAL0000917441001, received 2025-10-13 · participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13
Employer share of total contributions
39.4%
higher than 73% of the 1,135 plans of similar size (>$1B) that report it
= employer_contrib / total_contrib. Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013091809NAL0000917441001, received 2025-10-13 · total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251013091809NAL0000917441001, received 2025-10-13

84.3% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $0 ($21.63 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.

Plan terms

Quoted from The Kroger Co.'s SEC filing covering the period ended 2025-12-31. The figures on this page cover the plan year ended 2024-12-31, a different period: terms may have changed between the two. The plan document governs; these are the filing's own words.

Eligibility

“Eligible employees of the Company and its participating wholly owned subsidiaries are eligible to make deferrals to the Plan as of the first day of the calendar month on or next following attainment of age 18 and 30 days of service.”

As stated in The Kroger Co.'s Form 11-K filed 2026-06-29, for the period ended 2025-12-31 (SEC): source document; plan description note, general (fallback) section.

Vesting

“Participants are vested immediately in their pre-tax and Roth contributions, rollover contributions, and safe harbor matching contribution, plus actual earnings thereon.”

As stated in The Kroger Co.'s Form 11-K filed 2026-06-29, for the period ended 2025-12-31 (SEC): source document; plan description note, vesting section.

Plans sponsored

PlanAssetsParticipants with a balanceHeadlineYear
THE KROGER CO. 401(K) RETIREMENT SAVINGS ACCOUNT PLAN$11,809,161,000149,880 $18.17 recordkeeping fees per participant2024
THE KROGER CO. SAVINGS PLAN (final filing)$00 2024

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Sponsor name as filed: THE KROGER CO.; SEC registrant: KROGER CO (CIK 56873, matched by EIN; display name from the Form 11-K cover).