Caterpillar

Caterpillar Inc. · IRVING, TX · CAT (NYSE) · Manufacturing · sponsor EIN 37-0602744 · 3 plans with Schedule H financials, latest plan year 2024

SEC registrant: Caterpillar Inc.

Largest plan: CATERPILLAR 401(K) SAVINGS PLAN

$18,812,004,780 in assets · 59,142 participants with a balance · plan year 2024-01-01 to 2024-12-31 · full record

Recordkeeping fees per participant (headline)
$24.29
higher than 32% of the 790 plans of similar size (>$1B) that report it
= recordkeeping_fees / participants_with_balance. Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250729123537NAL0001603043001, received 2025-07-29 · participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250729123537NAL0001603043001, received 2025-07-29
Administrative expenses excluding investment management, per participant
$55.50
higher than 66% of the 1,045 plans of similar size (>$1B) that report it
= admin_excl_invmgmt / participants_with_balance. derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250729123537NAL0001603043001, received 2025-07-29 · participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250729123537NAL0001603043001, received 2025-07-29
Administrative expenses per participant
$138.74
higher than 85% of the 1,076 plans of similar size (>$1B) that report it
= admin_expenses / participants_with_balance. Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250729123537NAL0001603043001, received 2025-07-29 · participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250729123537NAL0001603043001, received 2025-07-29
Administrative expenses as a share of assets
0.044%
higher than 47% of the 1,076 plans of similar size (>$1B) that report it
= admin_expenses / assets_eoy. Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250729123537NAL0001603043001, received 2025-07-29 · assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250729123537NAL0001603043001, received 2025-07-29
Employer contributions per participant
$8,235
higher than 88% of the 1,135 plans of similar size (>$1B) that report it
= employer_contrib / participants_with_balance. Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250729123537NAL0001603043001, received 2025-07-29 · participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250729123537NAL0001603043001, received 2025-07-29
Employer share of total contributions
49.7%
higher than 93% of the 1,135 plans of similar size (>$1B) that report it
= employer_contrib / total_contrib. Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250729123537NAL0001603043001, received 2025-07-29 · total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250729123537NAL0001603043001, received 2025-07-29

91.2% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $15,507,842 ($400.96 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.

Plan terms

Quoted from Caterpillar Inc.'s SEC filing covering the period ended 2025-12-31. The figures on this page cover the plan year ended 2024-12-31, a different period: terms may have changed between the two. The plan document governs; these are the filing's own words.

Employer match

“All Plan participants are eligible for employer matching contributions equal to 50 percent of the participant's 401(k) contributions and after-tax contributions up to a maximum of 6 percent of eligible compensation.”

As stated in Caterpillar Inc.'s Form 11-K filed 2026-06-25, for the period ended 2025-12-31 (SEC): source document; plan description note, contributions section.

Vesting

“Employer matching contributions, employer non-elective contributions and the related earnings fully vest after being credited with three years of service with Progress Rail.”

As stated in Caterpillar Inc.'s Form 11-K filed 2026-06-25, for the period ended 2025-12-31 (SEC): source document; plan description note, vesting section.

Plans sponsored

PlanAssetsParticipants with a balanceHeadlineYear
CATERPILLAR 401(K) SAVINGS PLAN$18,812,004,78059,142 $24.29 recordkeeping fees per participant2024
CATERPILLAR INC. TAX DEFERRED RETIREMENT PLAN$748,925,1759,794 $21.25 recordkeeping fees per participant2024
CATERPILLAR GLOBAL MINING LEGACY HOURLY EMPLOYEES' SAVINGS PLAN$51,487,173489 $19.26 recordkeeping fees per participant2024

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Sponsor name as filed: CATERPILLAR INC.; SEC registrant: CATERPILLAR INC (CIK 18230, matched by EIN; display name from the Form 11-K cover).